IDLC Finance has delivered a strong financial performance for the year ended December 31, 2025, demonstrating steady growth across key financial indicators despite ongoing macroeconomic challenges.
The IDLC group recorded a consolidated net profit after tax of BDT 2,434 million, reflecting 22% year-on-year growth. Earnings per share increased to BDT 5.58, up from BDT 4.59 in 2024, underscoring the company's sustained profitability and operational efficiency.
Customer confidence remained strong throughout the year, with deposits reaching BDT 106.50 billion, marking a 27% year-on-year growth. Meanwhile, the group's loan portfolio expanded to BDT 122.78 billion, representing 8% growth year-on-year.
The Board of Directors approved the financial statements for 2025 in the company's 364th Board Meeting, held at IDLC's Corporate Head Office in Gulshan, Dhaka, on Monday, says a press release.
The Board has proposed a 15% Cash and 5% Stock dividend for shareholders for the year. The company will hold its Annual General Meeting (AGM) on the 14th of May, 2026, of which, the record date will be on the 19th of April, 2026.
Key performance ratios also improved during the year. Return on Equity (ROE) rose to 11.63%, while Return on Assets (ROA) increased to 1.48%, reflecting the company's continued ability to generate value from its asset base.
The company maintained prudent credit discipline, with the Non-Performing Loan (NPL) ratio standing at 4.43%, remaining far below the industry average. At the same time, the provision coverage ratio reached 109%, reinforcing IDLC's focus on maintaining a resilient balance sheet and safeguarding stakeholder interests.
Commenting on the company's performance, Kazi Mahmood Sattar, Chairman of IDLC Finance PLC stated, "The results of 2025 reflect the resilience of our business model and the continued trust placed in IDLC by our customers and stakeholders. Despite a challenging economic environment, the organization remained focused on disciplined growth, sound risk management, and long-term value creation. Going forward, we will continue strengthening governance, expanding responsible financial solutions, and supporting Bangladesh's evolving economic landscape."
