Buying an Unapproved Flat Can Become a Costly Risk

I bought a flat on the ninth floor of a building in Khilgaon at a comparatively low price. At the time of purchasing the flat, I thought it was a good opportunity. Later, however, I came to know that the flat had been constructed without the required approval from RAJUK.

After learning about the issue, I became concerned about the legal status and future of my flat. I now allege that a RAJUK inspector in the area has threatened to demolish the unauthorised flat and demanded money from me. I believe the matter should be investigated by the relevant authorities.

My experience has made me realise how risky it can be for people to buy flats simply because they are offered at comparatively low prices. Many buyers, including me, may make booking or purchase decisions quickly without properly checking whether the building and the particular flat are included in the approved plan.

Under the Real Estate Development and Management Act, 2010, a developer cannot sell or enter into an agreement to sell a real estate project before obtaining the required approval. The developer is also required to show buyers the relevant approval and land ownership documents.

I believe buyers should not treat RAJUK approval as a mere formality. Before purchasing a flat, they should check the approved plan, the number of floors, the location of the particular flat and whether the actual construction matches the approved design. They should also verify land ownership, mutation records and other relevant documents.

My experience has also taught me that if a buyer receives a notice regarding unauthorised construction, the person should ask for the notice and relevant inspection documents in writing. If any official allegedly demands money or threatens a buyer outside the legal process, the matter should be reported to the appropriate higher authority.

I also believe that buyers should seek professional advice before purchasing a flat. A property lawyer can examine ownership and legal documents, while a civil or structural engineer can check the building plan and construction-related issues.

A low-priced flat may not always be a safe investment. An unauthorised property can later create legal disputes, financial losses and problems with possession or use.

My advice to other buyers is simple: before paying booking money or purchasing a flat, verify the approval, approved plan, land documents and legal status of the property. Spending a few hours checking these documents can help prevent years of financial and legal trouble. �" Anonymous