Top 5 banks for opening savings accounts in Bangladesh in 2026

When selecting a bank in Bangladesh for opening a savings account, consider digital banking ease, network of branches, financial strength, and customer service efficiency. Considering these measures of financial health, adoption of digital banking, and availability of services, these are the top five banks that individuals can consider opening an account with:

BRAC Bank remains an industry leader in retail banking and digital convenience. With its widely popular app Astha, the bank allows seamless account opening via e-KYC, easy fund transfers, and bill payments. It offers competitive interest rates on savings products, a robust network of branches and ATMs, and high standards of corporate governance.

Dutch-Bangla Bank holds the largest ATM and fast-track network across the country, making cash accessibility unmatched. Its mobile financial service Rocket and core banking facilities provide strong rural and urban connectivity. DBBL is a preferred choice for individuals looking for widespread physical access alongside digital transactions.

Eastern Bank is renowned for its superior customer service, advanced card facilities, and international banking solutions. Its digital app EBL Skybanking offers smooth online account opening and management. EBL is particularly popular among professionals and urban retail clients seeking premium cards and hassle-free cross-border banking.

City Bank has established a strong foothold in retail and digital banking with its Citytouch digital platform. It offers instant account creation using NID, personal loan integration, and fixed deposit options within minutes. The bank's partnership with American Express (Amex) also provides exclusive card privileges for account holders.

Mutual Trust Bank has rapidly modernized its retail services with user-friendly digital onboarding. Through its MTB SmartBanking platform, clients can open savings accounts remotely without visiting a branch. MTB provides diverse savings schemes with flexible deposit structures tailored for students, professionals, and senior citizens.

In addition to top-performing private commercial banks, key state-owned lenders continue to provide crucial safety, massive outreach, and government-backed security for depositors:

Sonali Bank PLC: As the country's largest state-owned commercial bank, Sonali Bank boasts the widest branch network across Bangladesh. It is ideal for sovereign security, government transaction disbursements, and accessible savings accounts in remote rural areas.

Janata Bank PLC: Holding a massive nationwide presence, Janata Bank remains a reliable choice for long-term savings schemes, treasury bonds, and government-backed deposit initiatives.

-SA